Independent adjusters · Louisville, Kentucky
Independent claims work, handled personally since 1979.
A.I.N., Inc. is an independent insurance adjuster providing multi-line adjusting, investigation and negotiation for insurance clients across Kentucky, led by General Adjuster Denis R. Clement.
- 1979Adjusting multi-line claims
- 1997A.I.N., Inc. founded in Louisville
- KentuckyLicensed independent adjuster
- 19Claim types handled
The name is the job description
Adjusters. Investigators. Negotiators.
Three disciplines and one accountable point of contact. A.I.N. carries a file from the first inspection, through the investigation, to an agreed settlement.
Adjusting
Prompt inspection and a clear account of the loss: the scope, the valuation and documentation your file can rely on.
- Property, all risk and named peril
- Auto, private and commercial
- Heavy equipment and truck losses
- Auto, property and equipment appraisals
Investigations
Careful, on-scene inquiry for the files where the circumstances matter as much as the damage.
- Auto scene investigations
- Workers compensation claims
- Special investigations (SIU)
- Environmental claims
Negotiations
Bringing the documented facts to the table and working toward agreed claim settlements.
- Agreed settlements across all lines
- Third-party and general liability
- Mediation
- Claims administration support
A career in claims
Experience earned file by file.
Before he opened A.I.N., Denis spent eighteen years adjusting and supervising multi-line claims for two of the region’s established adjusting firms.
Lines of business
Built for multi-line files.
From a residential fire to a jackknifed tractor trailer or a damaged cargo shipment, A.I.N. handles the exposures insurance clients actually send.
Property
Residential and commercial property, all risk and named peril, ACV and RCV, fire and allied lines, and business interruption.
See claim types
Auto, truck & heavy equipment
Private and commercial auto, truck losses, tractor trailers and machinery, from bulldozers to front-end loaders.
See claim types
Casualty & liability
General, products and third-party liability, first- and third-party auto, garage liability and personal injury protection.
See claim types
Inland & ocean marine
Boat and cargo surveys, for shipments moving within the country and those arriving from overseas.
See claim types
Investigations
On-scene investigations of auto and workers compensation claims, special investigations and environmental inquiries.
See claim types
Administration & mediation
Claims administration, self-insured administrative assistance, public entity claims and mediation.
See claim types
Meet the adjuster
Denis R. Clement, General Adjuster.
Denis began adjusting multi-line claims in 1979, then spent twelve years running the Louisville branch of Gay & Taylor, overseeing fifteen people in four locations. In the spring of 1997 he opened A.I.N., Inc. to offer what larger firms often cannot: personal claims handling.
The majority of claims serviced by A.I.N. are handled by me personally, with an established team that adds insight on specialty exposures.
How an assignment starts
Assigning a file is straightforward.
Call or send an inquiry
Share the claim type, the location and what you need. A brief overview is enough to start the conversation.
Agree on the scope
Denis confirms availability, the role you need A.I.N. to play and how reports and documents should be exchanged.
Work begins
Inspection, investigation or negotiation proceeds with one experienced adjuster as your point of contact.
Where we work
Based in Louisville. Serving Kentucky.
Based in Louisville and licensed in Kentucky, A.I.N. has worked the Commonwealth and its neighbors for decades. Call to discuss the location and requirements of your Kentucky assignment.
- Louisville
- Statewide Kentucky
In the field
Every kind of loss, across the Commonwealth.
Barns and bridges, storefronts and semis. A small look at the ground A.I.N. covers.
Have a file that needs experienced hands?
Tell Denis about the assignment. A short call is usually the fastest way to confirm fit and agree on next steps.